The fair value of requested stock should be $99.54
* Note: Prices are in Million (M) USD.
Description:
First Citizens BancShares, Inc. is the parent company of First-Citizens Bank & Trust Company providing retail and business banking services to individuals, businesses and professionals. The company is headquartered in Raleigh, North Carolina.
These criteria used Company’s Cash, EBITDA and Debt balance to determines its fair value:
Cash : $22,178 M
Debt : $36,669 M
EBITDA : $0 M
Net Debt (Debt - Cash): $14,491 M
This criteria used industry in which company operates:
Sector: Financial Services
Industry: Banks - Regional - US
Based on industry, 3 points assigned.
This criteria used Company’s Price To Earning (P/E) Ratio to determines its fair value:
Forward PE Ratio: 20,376.56
Since Forward PE Ratio is greater than 35, 0 point assigned.
This criteria used Company's ability to convert Sales into free cash flow to determine fair value:
Average Free Cash Flow: $405 M
Average Revenue: $2,112 M
Free Cash Flow to Revenue : 19 %
Since Free Cash Flow (FCF) to Revenue percentage is greater than 15, 3 points assigned.
This criteria used company's growth potential to calculate its fair value:
Latest Revenue (2024-12-31): $9,730 M
Revenue 4 Years Ago (2020-12-31): $1,865 M
Last 5 Years Average Revenue Growth: 84%
Since Revenue Growth is greater than 20, 5 points assigned.
This criteria used Company's ability to buy back its own share:
Latest Share Count (2024-12-31): $14 M
Share Count 5 Years Ago (2020-12-31): $10 M
Company is not buying back its own shares, 0 points assigned.
This criteria used Company's dividend payout ratio to determine its fair value:
Earnings Per Share (EPS): $0.09
Dividend Per Share (DPS): $7
Payout Ratio: 7978%
Dividend Yield: 0%
Since company Payout Ratio is greater than 50, 1 point assigned.
Since Dividend Yield is less than 1, 0 point assigned.
This criteria used Company's Return On Equity (ROE%) to determine its fair value:
Average ROE: 12%
Since Average ROE is between 10 - 20, 3 points assigned.
This criteria used Company's current price to its 52 week low price to determines its fair value:
Current Price: $1,834
52-Week Low: $1,474
Threshold Price (15% Above 52-Week Low): $1,695
Since Current price is not within 15% threshold, 0 point assigned.
This criteria used Company's Market Cap to determines its fair value:
Market Capitalization: $24,292 M
Since Market Cap is between 10B - 100B, 2 points assigned.
% Exposure to Total Portfolio
Based on the calculated score, we recommend do not exceed 3% exposure of Total Portfolio.
Value-Trade has assigned 17 points to above First Citizens BancShares Inc (FCNCA) stock.
Twenty Years Avg PE 6, Fair Value PE 12, Industry Based PE is 13 and Growth based PE is 42. Based on these all values average assigned is 18.25.
Value-Trades has assined P/E value 18.25. Since current year earning per share is $0.09.
The fair value of First Citizens BancShares Inc (FCNCA) stock should be (18.25 x $0.09) = $1.64
