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Stock: UNH
Book Value Per Share: $104.44
EPS: $22.57
Diluted EPS TTM: $23.88
Dividend Per Share: 8.4
Dividend Yield: 2.68 %
Dividend Payout Ratio: 37%
Price To Sales Ratio TTM: 0.668
Price To Book Ratio: 2.882
PEG Ratio: 0.801
EV To EBITDA: 8.81
P/E Ratio: 12.64
Forward P/E Ratio: 13.21
Ex Dividend Date: 2025-03-10
Dividend Date: 2025-03-18
Current Price: $313.53
Previous Close: $318.50
52 Week Low: $248.88
52 Week High: $625.65
Earning Date (within 30 days): N/A
50 Day MA: $434.3
200 Day MA: $522.51
Link to Yahoo (Financial): UNH
 
* Note: Prices are in Million (M) USD.
Description:
UnitedHealth Group Incorporated (UNH) ▼
UnitedHealth Group Incorporated is an American for-profit multinational managed healthcare and insurance company based in Minnetonka, Minnesota. It offers health care products and insurance services. In 2020, it was the second-largest healthcare company (behind CVS Health) by revenue with $257.1 billion, and the largest insurance company by net premiums. UnitedHealthcare revenues comprise 80% of the Group's overall revenue.
These criteria used Company’s Cash, EBITDA and Debt balance to determines its fair value:
Cash : $25,312 M
Debt : $72,359 M
EBITDA : $36,238 M
Net Debt (Debt - Cash): $47,047 M

Since Net Debt is covered by EBITDA within 2 years, 2 points assigned.
This criteria used industry in which company operates:
Sector: Healthcare
Industry: Health Care Plans

Based on industry, 3 points assigned.
This criteria used Company’s Price To Earning (P/E) Ratio to determines its fair value:
Forward PE Ratio: 13.89

Since Forward PE Ratio is less than 15, 5 points assigned.
This criteria used Company's ability to convert Sales into free cash flow to determine fair value:
Average Free Cash Flow: $11,026 M
Average Revenue: $178,062 M
Free Cash Flow to Revenue : 6 %

Since Free Cash Flow (FCF) to Revenue percentage is less than 15, 1 point assigned.
This criteria used company's growth potential to calculate its fair value:
Latest Revenue (2024-12-31): $400,278 M
Revenue 4 Years Ago (2020-12-31): $255,639 M
Last 5 Years Average Revenue Growth: 11%

Since Revenue Growth is between 10 - 15, 3 points assigned.
This criteria used Company's ability to buy back its own share:
Latest Share Count (2024-12-31): $929 M
Share Count 5 Years Ago (2020-12-31): $961 M

Company is buying back its own shares, 3 points assigned.
This criteria used Company's dividend payout ratio to determine its fair value:
Earnings Per Share (EPS): $22.57
Dividend Per Share (DPS): $8
Payout Ratio: 37%
Dividend Yield: 3%

Since company Payout Ratio is less than 50, 2 points assigned.

Since Dividend Yield is greater than 2, 2 points assigned.
This criteria used Company's Return On Equity (ROE%) to determine its fair value:
Average ROE: 20%

Since Average ROE is between 10 - 20, 3 points assigned.
This criteria used Company's current price to its 52 week low price to determines its fair value:
Current Price: $314
52-Week Low: $249
Threshold Price (15% Above 52-Week Low): $286

Since Current price is not within 15% threshold, 0 point assigned.
This criteria used Company's Market Cap to determines its fair value:
Market Capitalization: $273,875 M

Since Market Cap is between 100B - 500B, 3 points assigned.
% Exposure to Total Portfolio
Based on the calculated score, we recommend do not exceed 4% exposure of Total Portfolio.
Value-Trade has assigned 27 points to above UnitedHealth Group Incorporated (UNH) stock.
Twenty Years Avg PE 19, Fair Value PE 15, Industry Based PE is 20 and Growth based PE is 10. Based on these all values average assigned is 16.00.
Value-Trades has assined P/E value 16.00. Since current year earning per share is $22.57.
The fair value of UnitedHealth Group Incorporated (UNH) stock should be (16.00 x $22.57) = $361.12

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