* Note: Prices are in Million (M) USD.
Description:
These criteria used Company's Cash, EBITDA and Debt balance to determines its fair value:
Cash : $599 M
Debt : $743 M
EBITDA : $0 M
Net Debt (Debt - Cash): $144 M
This criteria used industry in which company operates:
Sector: FINANCE
Industry: INSURANCE AGENTS, BROKERS & SERVICE
Based on industry, 3 points assigned.
This criteria used Company's Price To Earning (P/E) Ratio to determines its fair value:
Forward PE Ratio: 8.05
Since Forward PE Ratio is less than 15, 5 points assigned.
This criteria used Company's ability to convert Sales into free cash flow to determine fair value:
Average Free Cash Flow: $465 M
Average Revenue: $1,071 M
Revenue Converted To Free Cash FLow(%): 43%
Avg Free Cash Flow Growth Per Year (Last 5 Years): 122.36%
Since Free Cash Flow (FCF) to Revenue percentage is greater than 25, 5 points assigned.
This criteria used company's growth potential to calculate its fair value:
Latest Revenue (2024-12-31): $1,202 M
Revenue 4 Years Ago (2020-12-31): $1,106 M
Last 5 Years Average Revenue Growth: 2%
Since Revenue Growth is between 0 - 5, 1 point assigned.
This criteria used Company's ability to buy back its own share:
Latest Share Count (2024-12-31): $158 M
Share Count 5 Years Ago (2020-12-31): $163 M
Company is buying back its own shares, 3 points assigned.
This criteria used Company's dividend payout ratio to determine its fair value:
Next Year Earnings Per Share (EPS): $4.64
Trailing 12-Month Earnings Per Share (EPS): $4.35
Average Earnings Per Share (EPS): $4.50
Dividend Per Share (DPS): $1
Payout Ratio: 16%
Dividend Yield: 2%
Since company Payout Ratio is less than 50, 2 points assigned.
Since Dividend Yield is greater than 2, 2 points assigned.
This criteria used Company's Return On Equity (ROE%) to determine its fair value:
Average ROE: 14%
Since Average ROE is between 10 - 20, 3 points assigned.
This criteria used Company's current price to its 52 week low price to determines its fair value:
Current Price: $36
52-Week Low: $30
Threshold Price (15% Above 52-Week Low): $35
Since Current price is not within 15% threshold, 0 point assigned.
This criteria used Company's Market Cap to determines its fair value:
Market Capitalization: $5,284 M
Since Market Cap is less than 10B, 1 point assigned.
% Exposure to Total Portfolio
Based on the market cap, we recommend do not exceed 2% exposure of Total Portfolio.
Value-Trade has assigned 25 points to above Enact Holdings Inc (ACT) stock.
Last 4 Years Avg PE (Limited to last 4 years of EPS data) 9, Fair Value PE 15, Industry Based PE is 12 and Growth based PE is 8. Based on these all values average assigned is 11.00.
Value-Trades has assined P/E value 11.00. Since an average (Current Year EPS + Next Year EPS) earning per share is $4.495.
The fair value of Enact Holdings Inc (ACT) stock should be (11.00 x $4.495) = $49.45
