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Stock: CINF
Book Value Per Share: $87.77
EPS: $6.821
Diluted EPS TTM: $9.18
Dividend Per Share: 3.3
Dividend Yield: 2.26 %
Dividend Payout Ratio: 48%
Price To Sales Ratio TTM: 2.101
Price To Book Ratio: 1.68
PEG Ratio: -158.72
EV To EBITDA: -
P/E Ratio: 16.06
Forward P/E Ratio: 28.82
Ex Dividend Date: 2025-06-23
Dividend Date: 2025-07-15
Current Price: $145.80
Previous Close: $149.26
52 Week Low: $112.74
52 Week High: $158.91
Earning Date (within 30 days): 2025-07-23
50 Day MA: $147.29
200 Day MA: $143.31
Link to Yahoo (Financial): CINF

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* Note: Prices are in Million (M) USD.
Description:
Cincinnati Financial Corporation (CINF) ↓
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company.
These criteria used Company's Cash, EBITDA and Debt balance to determines its fair value:
Cash : $983 M
Debt : $790 M
EBITDA : $1,973 M

Since Cash is greater than Total Debt, 5 points assigned.
This criteria used industry in which company operates:
Sector: Financial Services
Industry: Insurance - Property & Casualty

Based on industry, 3 points assigned.
This criteria used Company's Price To Earning (P/E) Ratio to determines its fair value:
Forward PE Ratio: 21.38

Since Forward PE Ratio is between 20 - 25, 2 points assigned.
This criteria used Company's ability to convert Sales into free cash flow to determine fair value:
Average Free Cash Flow: $1,887 M
Average Revenue: $5,810 M
Revenue Converted To Free Cash FLow(%): 32%
Avg Free Cash Flow Growth Per Year (Last 5 Years): 18.10%

Since Free Cash Flow (FCF) to Revenue percentage is greater than 25, 5 points assigned.
This criteria used company's growth potential to calculate its fair value:
Latest Revenue (2024-12-31): $11,337 M
Revenue 4 Years Ago (2020-12-31): $7,536 M
Last 5 Years Average Revenue Growth: 10%

Since Revenue Growth is between 10 - 15, 3 points assigned.
This criteria used Company's ability to buy back its own share:
Latest Share Count (2024-12-31): $158 M
Share Count 5 Years Ago (2020-12-31): $162 M

Company is buying back its own shares, 3 points assigned.
This criteria used Company's dividend payout ratio to determine its fair value:
Next Year Earnings Per Share (EPS): $8.30
Trailing 12-Month Earnings Per Share (EPS): $5.35
Average Earnings Per Share (EPS): $6.82
Dividend Per Share (DPS): $3
Payout Ratio: 48%
Dividend Yield: 2%

Since company Payout Ratio is less than 50, 2 points assigned.

Since Dividend Yield is greater than 2, 2 points assigned.
This criteria used Company's Return On Equity (ROE%) to determine its fair value:
Average ROE: 10%

Since Average ROE is between 10 - 20, 3 points assigned.
This criteria used Company's current price to its 52 week low price to determines its fair value:
Current Price: $146
52-Week Low: $113
Threshold Price (15% Above 52-Week Low): $130

Since Current price is not within 15% threshold, 0 point assigned.
This criteria used Company's Market Cap to determines its fair value:
Market Capitalization: $23,041 M

Since Market Cap is between 10B - 100B, 2 points assigned.
% Exposure to Total Portfolio
Based on the calculated score, we recommend do not exceed 3% exposure of Total Portfolio.
Value-Trade has assigned 30 points to above Cincinnati Financial Corporation (CINF) stock.
Last 19 Years Avg PE (Limited to last 19 years of EPS data) 20, Fair Value PE 15, Industry Based PE is 15 and Growth based PE is 10. Based on these all values average assigned is 15.00.
Value-Trades has assined P/E value 15.00. Since an average (Current Year EPS + Next Year EPS) earning per share is $6.821.
The fair value of Cincinnati Financial Corporation (CINF) stock should be (15.00 x $6.821) = $102.32

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